- Understand the definition of SME Financing,
- Recognized the process, parties involved and risk associated with SME Financing,
BNK 003 – Effective SME Financing
BNK 003 – Effective SME Financing
Objective
- Apply the skills and knowledge in conducting credit analysis and evaluation for SME Financing.
Methodology
• Interactive input & presentation • Case studies • Role play • Discussions, Q&A
CURRICULUM
Day One
- Products
- Short term vs Long term Financing
- Types of risk i.e. financial, track record, management, competition, demand and
- Construction of Financial Statement that is easy to understand in 10 min
- Build from the 10 min understanding into more complete picture
Day Two
- Evaluation of Balance Sheet /Profit & Loss / Funds Flow.
- Incorporate trends and ratio analysis.
- Includes analysis of cash / asset conversion cycles
- Critical warning signals
- Understanding what we can take as security & how they rank
About Instructors
Eric Neoh
- Credit Officer Development Programs
- Change Management
- Effective Communication & Interpersonal Skills