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BNK 003 – Effective SME Financing

BNK 003 – Effective SME Financing

Teachers

Category:

Banking / Finance & Account / In-House Programs /

BNK 003 - Effective SME Financing

Price

Duration: 2 Days

Lectures: InHouse

Certificate of Completion

Objective

Understand the definition of SME Financing,
Recognized the process, parties involved and risk associated with SME Financing,

Apply the skills and knowledge in conducting credit analysis and evaluation for SME Financing.

Methodology

• Interactive input & presentation • Case studies • Role play • Discussions, Q&A

CURRICULUM

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Day One

Module 1: Types of financing available in market for SMEs

Products
Short term vs Long term Financing

Module 2: Qualitative risk analysis

Types of risk i.e. financial, track record, management, competition, demand and

Module 3: Understanding financial statements

Construction of Financial Statement that is easy to understand in 10 min
Build from the 10 min understanding into more complete picture

Day Two

Module 4: Financial analysis

Evaluation of Balance Sheet /Profit & Loss / Funds Flow.
Incorporate trends and ratio analysis.

Module 5: Working capital requirement computation

Includes analysis of cash / asset conversion cycles

Module 6: Red flags in evaluation

Critical warning signals

Module 7: Common securities/collaterals used in SME financing

Understanding what we can take as security & how they rank

About Instructors

Banking & Management

- Credit Officer Development Programs - Change Management - Effective Communication & Interpersonal Skills

Price

Duration: 2 Days

Lectures: InHouse

Certificate of Completion